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We will also file your insurance claims as a courtesy for you. It is important however, that you read your policy so that you understand the benefits you are entitled to, because the success of your dental insurance depends on your full understanding and cooperation in filing claims.
In addition to this courtesy, we may file a pre-authorization to get estimated co-payment from your insurance company. Please understand that this is only an estimate, and it is based upon the information available to us by your insurance company.
Most patients are unaware of their dental benefits. They feel that similar to medical insurance they will only have to pay a fixed office co pay during their dental visit. Dental benefits vary depending on the procedure being done. Dental procedures are generally categorized into preventative, basic and major.
Coverage with each of these categories varies depending on your insurance plan.
Most insurance companies allow a certain limit of dental expenses each year. Based on the type of treatment, benefits may vary. The insurance company pays a percentage of the expense depending on the type of service provided. This range of benefits depends solely on what your employer wishes to purchase or the personal policy you have purchased.
The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you and not our office. We will be happy to assist you in any way that we can. Once your carrier had paid your claim, any difference will be due upon receipt of our statement. If for any reason we have not received your insurance carrier’s payment 60 days after the claim, the remaining balance will be due and payable by you.
Our office accepts most major insurance providers.